Educational Loan
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Educational Loan
An education loan helps students pursue higher studies in India or abroad by covering tuition fees, living expenses, books, and other academic costs. With attractive interest rates, flexible repayment options, and a moratorium (repayment holiday) period during the course, education loans provide financial support to build a better future without burdening the family’s savings.
Contact the Branch →Educational Loan Application Process
- 01
Check Eligibility
Ensure you meet age, academic, and admission criteria. A co-applicant (parent/guardian) is usually required.
- 02
Choose Course and Institution
Select a recognized course from an eligible institution (India or abroad).
- 03
Submit Application
Fill out the loan application form with student and co-applicant details.
- 04
Document Submission
Provide admission letter, fee structure, academic records, ID/address proofs, income proof of co-applicant.
- 05
Loan Sanction & Agreement
After document verification and loan approval, sign the loan agreement.
- 06
Disbursement
The loan amount is disbursed in instalments directly to the educational institution as per the fee schedule.