Loan/Advances Interest Rate
| Sr. No | Types of Loan | Interest Rate | Rebate |
|---|---|---|---|
| 1 | Loans against pledge/hypothecation of agricultural produce (Warehouse and Cold Storage Receipt) | 12% | |
| 2 | Loan against kishmish (Bedana) | 12% | |
| 3 | Gold Loan | 10% | |
| 4 | Loan against Salary | 12% | |
| 5 | Vehicle Loan Up to ₹4,99,999/- | 14% | 3% |
| Above ₹5,00,000/- | 13% | 2% | |
| 6 | Cash Credit Hypothecation Up to ₹29,99,999/- | 15% | 2% |
| For ₹30,00,000 to ₹49,99,999/- | 13% | 1% | |
| For ₹50,00,000 to ₹1,59,99,999/- | 12% | ||
| ₹1,60,00,000 and above | 11% | ||
| 7 | Business Loan Up to ₹29,99,999/- | 15% | 2% |
| For ₹30,00,000 to ₹49,99,999/- | 13% | 1% | |
| For ₹50,00,000 to ₹1,59,99,999/- | 12% | ||
| ₹1,60,00,000 and above | 11% | ||
| 8 | Loan Against Machinery | 15% | 2% |
| 9 | Housing Loan Up to ₹99,99,999/- | 15% | 2% |
| For ₹1,00,00,000 & Above | 12% | ||
| 10 | Medium Term Loan | 15% | 2% |